LeoLends Mortgage
Leo Namiot has spent 23 years arranging home financing in Florida. The part that matters in a transaction is timing: a buyer without a real pre-approval is negotiating from a weaker position, and a seller who accepts an offer backed by a shaky loan finds out three weeks before closing. Leo works both sides of that, getting buyers properly qualified before they write an offer and giving sellers a straight read on whether a buyer's financing will actually close.
In his own words: "I provide mortgage solutions with smart strategies to help both buyers and sellers get the best results when buying or selling a home. There's more than just buying and selling homes, I help each side win."
- Home purchase loans
- Pre-approval before you make an offer
- First-time homebuyer programs
- Mortgage refinancing
- Investment property financing
- Guidance for seasoned investors
Get in touch with Leo Namiot
What buyers and sellers ask about financing
How early should I talk to a lender before house hunting?
Before you look, not after you find something. A real pre-approval means the paperwork has been reviewed, not just a number from a website. In a competitive situation a seller will take an offer backed by a proper pre-approval over one that is not, even at the same price.
I'm selling. Why does the buyer's lender matter to me?
Because a deal that falls apart on financing costs you weeks and puts you back on the market looking stale. It is reasonable to ask who is doing the buyer's loan and whether they have actually been underwritten. Leo will give a straight read on whether a buyer's financing is likely to close.
What's the difference between pre-qualified and pre-approved?
Pre-qualified is an estimate based on what you told someone. Pre-approved means income, assets and credit have been documented and reviewed. Sellers and their agents know the difference, and in Sarasota County it can decide which offer gets accepted.
Can he help with an investment property rather than a home to live in?
Yes. Investment property financing works differently from a primary residence, with different down payment requirements and rate structures. Leo works with both first-time buyers and investors who have done it before.
What areas does he cover?
The whole state of Florida, including Venice, Nokomis, North Port, Osprey, Englewood, Port Charlotte and Sarasota.